Comments for Retire as Planned

Comment on Is Your Poor Health Preventing You From Buying Life Insurance? by wjaeql

wjaeql — Fri, 16 Dec 2011 18:09:30 +0000

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Comment on Is Your Poor Health Preventing You From Buying Life Insurance? by bphicxeasf

bphicxeasf — Thu, 15 Dec 2011 08:53:01 +0000

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Comment on Is Your Poor Health Preventing You From Buying Life Insurance? by Medford

Medford — Wed, 14 Dec 2011 17:54:26 +0000

Just the type of insight we need to fire up the dabtee.

Comment on Comparing Medicare Advantage And Medigap by Matt Spitsbergen

Matt Spitsbergen — Tue, 30 Aug 2011 19:00:05 +0000

Good information, I second it!

Comment on Medicare Supplement Policies offer the Best Insurance Value for Seniors by David Forbes

David Forbes — Thu, 01 Oct 2009 04:19:35 +0000

I understand your point, Special Needs Plans for dual eligibles do exist and it’s not always the agent that is pushing the plan, especially given the marketing constraints placed by CMS. Dual eligibles themselves often request the plans for the extra benefits. It’s an option that they have available and ultimately the choice is theirs. I’m also troubled by your analogy of a “free plan F”, as I’m unaware that a free plan F exists. If a free plan F did exist, you would have a valid point.

Comment on Medicare Supplement Policies offer the Best Insurance Value for Seniors by medicare supplement quote

medicare supplement quote — Sun, 27 Sep 2009 14:39:01 +0000

Great article. I would agree on most everything you have here. I wouldn’t agree on your anylisis of when to have an Advantage Plan. There is really never any reason to take someone of Medicare and Medicade, and onto an Advantage Plan of any kind. Agents need to leave those folks alone. They have all they need. That would be like taking someone off a free Plan F and onto an Advantage.

Comment on 2010 Medicare Advantage Plans – Expect Increased Costs by David Forbes

David Forbes — Tue, 01 Sep 2009 22:18:13 +0000

A search of the Medicare website does not have any information on what CMS will do as it relates to Medicare parts A and B premiums. Last year guidance was issued from CMS on 09/19 as it related to 2009 parts A and B premiums. So if there’s any consistency, I would continue to check http://www.medicare.gov in the coming weeks.

Comment on 2010 Medicare Advantage Plans – Expect Increased Costs by Vernon M. Bevans

Vernon M. Bevans — Tue, 01 Sep 2009 14:56:25 +0000

Is Medicare A & B increasing in costs in 2010 from the costs in 2009?

Comment on Don’t Miss These Opportunites to Buy a Medicare Supplement Policy – Guaranteed by 2010 Medicare Advantage Plans – Expect Increased Costs « Retire as Planned

Sun, 30 Aug 2009 22:23:12 +0000

[...] another, offer coverage for the gaps that original medicare does not cover. You may qualify for a guaranteed issue period, so you can purchase a supplement without being subject to medical underwriting. If you choose a [...]

Comment on Medicare Supplement Policies offer the Best Insurance Value for Seniors by David Forbes

David Forbes — Fri, 17 Jul 2009 22:42:46 +0000

Good questions. 1. If you have a Medicare supplement, you would generally purchase a stand alone Part D RX plan. RX is no longer offered as part of a supplement. More people purchase Plan F than any other plan choice. But, as with anything, they should consult with an agent to review the plans to determine which is best for them. 3. With the exception of a Medicare Select plan, which is a network based plan, you are able to go to any provider that accepts Medicare assignment. 4. Medicare beneficiaries receive a “welcome to Medicare physical.” For complete details, visit, http://www.medicare.gov. 5. No. If they are going to keep the employer group, they would not need a Medicare supplement. It is important to note (as stated in a prevoius post), if they are paying a high premium for their group policy and have high out of pocket costs, then they should explore a Medicare supplement. It may be a better alternative.